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A house, possibly the largest purchase you’ll ever make, is a complex process, especially for first-time homebuyers. The intricacies of the real estate industry can be overwhelming, and expert guidance is crucial. Even those who have owned houses can make mistakes due to the ever-changing nature of the industry. This guide is designed to help you avoid these pitfalls.

About the Authors

Doug Crouse & Dr. Tammy Crouse

Doug and Dr. Tammy Crouse have lived in Kansas City since 1990. Doug is an experienced mortgage loan originator who loves helping his clients with their house financing needs. Doug began his mortgage career in 1999 and has helped thousands of borrowers find the houses of their dreams.

Tammy is a hospitalist specializing in family medicine. Her take on finding the right house and what’s important to physicians has helped Doug understand exactly what physicians want and need from the homebuying process.

Doug and Tammy enjoy traveling to anywhere with a beach. Their children are grown, one of which works with Doug in the mortgage business.

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    Armed with this comprehensive guide, you’ll be equipped with everything you need to know to buy the best home for you. You’ll be prepared to ask the right questions, find the right professionals to work with, and make decisions confidently using the checklists and worksheets provided.

    Determining whether purchasing a home is the best decision for you at this time:

    • Calculate how much you can afford to spend
    • Take all necessary expenses into account
    • Find the right kind of mortgage for your situation
    • Hire the right Realtor
    • Choose the right house
    • Avoid common mistakes that cost you time, money, and stress